Periculum Services Group Board of Directors

David A. Brown, age 43, has been a director of the corporation since 1993 and has been its Chairman and President since its inception in 1993. Mr. Brown has previously held underwriting and marketing positions in the insurance industry, and has fulfilled risk management responsibilities with Meijer, Inc., a major Midwestern retail firm. Since founding the corporation in 1993, Mr. Brown has overseen and completed numerous sophisticated technology and risk management projects for clients of all sizes, including several Fortune 500 firms. Mr. Brown holds a BA degree in Socioeconomics from Michigan State University, an MBA from Grand Valley State University, and also the Associate in Risk Management and Associate in Automation Management professional designations from the Insurance Institute of America.

Jeannine B. Brown has been a director of the corporation since 1996. Ms. Brown has held various educator positions since 1990. She is currently employed as an educator and child development consultant by the Ionia County Intermediate School District. She holds a BA degree in Special Education, and a Masters Degree in Child Psychology and Development, both from Grand Valley State University.

Weldon E. Brown, age 80, has been a director of the corporation since 1996. Mr. Brown is currently retired after farming for more than 40 years. Mr. Brown has previously served as a Director of the Production Credit Association, and has also been elected to various local government offices.

Tania E. (Dee Dee) Fuller has been a director of the corporation since 1999. Ms. Fuller is currently the principal of Fuller Law and Counseling, PC, a private law practice. She was previously with Miller, Johnson, Snell & Cummiskey, P.L.C., of Grand Rapids, MI. Her practice is devoted to business entity law, mergers and acquisitions and business succession planning. Before joining Miller, Johnson, Snell & Cummiskey, P.L.C., Ms. Fuller had an extensive career in private business, and most recently served as the Risk and Insurance Manager at Meijer, Inc., a large retailer with operations throughout the Midwest. At Meijer, Ms. Fuller was responsible for the corporation's property and casualty insurance program; the financing and funding of its self-insured workers' compensation, health insurance and general liability programs; and managed the corporation's general liability claims staff. Ms. Fuller is a counsel member of the State Bar Association of Michigan Business Section and serves as a director on several private boards of directors. She holds a BA from Aquinas College, a JD from Thomas M. Cooley Law School, an Associate in Risk Management from the Insurance Institute of America, and the Chartered Property and Casualty Underwriter designation from the American Institute for Property and Liability Underwriters.

Kenneth M. Nelson, age 56, has been a director of the corporation since 1999. Mr. Nelson is currently the Director of Safety Services for Mackinaw Administrators LLC and Shield Risk Services Inc. He has previously held positions as a Corporate Safety Director for a Fortune 100 Company, Regional Manager for a national insurance company, and Vice President of Casualty Services for a national insurance broker. In these positions, Mr. Nelson has interfaced with many large corporations, assisting with design and implementation of best practice safety management procedures and innovative behavioral safety activities. Mr. Nelson holds a BS in Physics, and a Mathematics minor from Central Michigan University. Mr. Nelson has a Certified Safety Professional designation from the Board of Certified Safety Professionals.

James H. Parshall, age 42, has been a director of the corporation since 1999 and currently serves as its Vice President of Strategy and Technology. Mr. Parshall has held IT and manufacturing automation technical and management positions in the food, medical device, and pharmaceutical industries. Mr. Parshall has served on international standards committees, written several technical articles, authored a book on manufacturing technology, and spoken before a variety of audiences around the world. His consulting engagements have ranged from developing a laboratory information management system (LIMS) to applying automation for disposal of high-level radioactive waste. Mr. Parshall holds a BS degree in Electrical Engineering from Kettering University (formerly General Motors Institute) and an MS Degree in Electrical Engineering from Purdue University.

Daniel J. Schrauben, age 53, has been a member of the Board of Directors since 1996 and serves as Senior Vice-President of Marketing and Sales. Mr. Schrauben is currently employed by IBM Corporation (24 years) where he has held various marketing and sales positions. He is currently an IBM Client Executive with account responsibilities for La-Z-Boy, Art Van Furniture, Ilitch Holdings (Little Caesar's, Detroit Red Wings, Detroit Tigers, Olympia Entertainment and the Fox Theatre) and Wolverine Worldwide (Hush Puppy Shoes) as well as various other accounts. He has held marketing management positions as well, where he managed 33 inside sales reps exceeding a $50M quota. Mr. Schrauben holds an Associate of Science degree in Electronics Technology from Lansing Community College and is APICS CIRM certified. He is currently the Chairman of the Board of the Portland Federal Credit Union. Mr. Schrauben is married and has two daughters.